🚗 Can I sell or scrap a car with outstanding finance on it?

No — you can’t sell or scrap a car that still has outstanding finance on it.

Under UK law, the car remains the property of the finance company until the agreement has been fully settled. That means it’s not legally yours to sell or scrap until all finance has been cleared.

If you attempt to sell or scrap a car with outstanding finance, it could be considered fraud — and both you and the buyer could face serious issues.

If you're not sure if there's finance outstanding, it’s always best to double-check with your finance provider before booking.

If you have any questions or need help understanding what to do next, just reach out — we’ll happily point you in the right direction! 👍